TERMS & CONDITIONS

Last Updated: [23/09/2026]

Welcome to ReadyAssetsCo.com (“Website”, “we”, “us”, “our”, or “Ready Assets Co.”).

These Terms & Conditions (“Terms”) govern your access to and use of ReadyAssetsCo.com and your purchase and use of the digital products, downloadable files, templates, resources, courses, bundles, graphics, prompts, documents, and other digital content (“Products”) made available through the Website.

By accessing our Website, creating an account, placing an order, downloading a Product, or otherwise using our services, you agree to be legally bound by these Terms. If you do not agree with any part of these Terms, please do not use the Website or purchase our Products.


1. ABOUT READY ASSETS CO.

ReadyAssetsCo.com is an online digital marketplace/store offering digital products and resources.

Our Products may include, but are not limited to:

  • E-books and guides
  • Templates
  • Canva templates
  • Excel spreadsheets and dashboards
  • Notion templates
  • AI prompts
  • Business resources
  • Social media resources
  • Design assets
  • Courses and educational materials
  • Planners, journals and trackers
  • Digital bundles and collections
  • Other downloadable or digitally delivered resources

Because our Products are digital, no physical product will normally be shipped unless specifically stated on the relevant Product page.


2. ELIGIBILITY

You must be legally capable of entering into a binding agreement to purchase Products from our Website.

If you are under the applicable age of majority in your jurisdiction, you may use the Website only with the involvement and consent of a parent or legal guardian where required by law.

By using the Website, you represent that the information you provide is accurate and that you have the legal authority to enter into these Terms.


3. CHANGES TO THESE TERMS

We may update or modify these Terms from time to time to reflect changes to our business, Products, technology, or applicable laws.

The updated Terms will be posted on this page with a revised “Last Updated” date.

Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.


4. PRODUCT INFORMATION

We make reasonable efforts to ensure that Product descriptions, images, previews, specifications, features, and pricing displayed on the Website are accurate.

However:

  • Digital Products may be updated, modified, replaced, or discontinued.
  • Product previews may not show every page, feature, file, or component included in a Product.
  • Colors and visual appearance may vary depending on your device or software.
  • Compatibility may vary depending on the software, operating system, application version, or third-party platform used by you.
  • Certain Products may require third-party software, accounts, subscriptions, or applications.

You are responsible for checking the Product description and stated requirements before purchasing.


5. DIGITAL DELIVERY

After a successful payment, eligible Products may be delivered through:

  • An instant download link;
  • Your ReadyAssetsCo.com account;
  • Email;
  • A third-party digital delivery service; or
  • Another method specified on the Product page.

You are responsible for providing a valid email address and maintaining access to the email address or account used for your purchase.

If you do not receive your Product after completing a successful purchase, please contact us at:

Email: [mail@readyassetsco.com]

We will make reasonable efforts to help you obtain access to your purchased Product.


6. PURCHASES AND PAYMENTS

All prices displayed on the Website are shown in the applicable currency stated at checkout.

Prices may be changed at any time, but price changes will not affect orders that have already been successfully completed unless required by law.

You agree to provide accurate and complete billing and payment information.

Payments may be processed through third-party payment providers. We do not generally store your complete payment-card information on our own servers.

Your order may be cancelled or declined where:

  • Payment cannot be successfully processed;
  • Fraudulent or suspicious activity is detected;
  • A pricing or technical error has occurred;
  • The Product has become unavailable; or
  • We are required to do so by law.

Where payment has already been received and an order is cancelled by us, any applicable refund will be handled in accordance with our Refund Policy and applicable law.


7. REFUNDS AND CANCELLATIONS

Because our Products are primarily digital and may be delivered immediately after purchase, purchases may be non-refundable once the digital Product has been accessed or downloaded, except where a refund is required by applicable law or where our stated Refund Policy provides otherwise.

We may consider refund requests in circumstances such as:

  • Duplicate purchases;
  • Technical problems preventing reasonable access to a purchased Product;
  • The Product materially differs from its description;
  • A payment was processed incorrectly; or
  • Other circumstances where a refund is required by applicable law.

Refund requests should be sent to:

[mail@readyassetsco.com]

Please include your order number and the email address used for the purchase.

Nothing in this section is intended to exclude or restrict any consumer rights that cannot lawfully be excluded or restricted.


8. LICENSE TO USE DIGITAL PRODUCTS

Unless expressly stated otherwise on the Product page, purchasing a Product from ReadyAssetsCo.com gives you a limited, non-exclusive, non-transferable, revocable license for personal or internal business use.

Your purchase does not transfer ownership of the underlying intellectual property to you.

Unless expressly permitted in the Product description or a separate license, you may not:

  1. Resell the Product;
  2. Redistribute the Product;
  3. Share download links with other people;
  4. Upload the Product to file-sharing websites;
  5. Give away the Product as a free resource;
  6. Make the Product available through membership sites or subscription libraries;
  7. Claim the Product as your own;
  8. Sell the Product substantially as received;
  9. Repackage the Product and sell it as another digital product;
  10. Distribute the Product through torrents or other unauthorized channels;
  11. Use the Product to create a competing downloadable product where such use would reproduce or substantially exploit our protected content; or
  12. Circumvent any access-control or download restrictions.

You may use purchased templates or other permitted resources to create your own end products for yourself or your business, provided that the original ReadyAssetsCo.com Product itself is not redistributed or resold.


9. COMMERCIAL USE

Some Products may permit commercial use, while others may be restricted to personal or internal business use.

The specific license stated on the Product page will control where it differs from these general Terms.

You are responsible for reviewing the applicable license before using a Product commercially.

If a Product includes third-party assets, fonts, photographs, illustrations, software, trademarks, or other materials, those materials may be subject to separate license terms imposed by their respective owners.


10. INTELLECTUAL PROPERTY

All intellectual property rights in and to the Website and our original Products, including where applicable:

  • Text;
  • Graphics;
  • Logos;
  • Branding;
  • Product designs;
  • Templates;
  • Illustrations;
  • Videos;
  • Images;
  • Written materials;
  • Website design;
  • Layout;
  • Software;
  • Original educational content; and
  • Other original materials

are owned by or licensed to Ready Assets Co. unless otherwise stated.

Nothing in these Terms transfers ownership of our intellectual property to you.

You may not reproduce, distribute, modify, publicly display, sell, license, or commercially exploit our intellectual property except as expressly permitted by these Terms or a separate written license.


11. THIRD-PARTY PLATFORMS AND SOFTWARE

Some Products may be designed for use with third-party platforms such as Canva, Microsoft Excel, Google Sheets, Notion, Adobe products, WordPress, or other software and services.

ReadyAssetsCo.com is not responsible for:

  • Changes to third-party platforms;
  • Changes to their pricing or subscription plans;
  • Removal or modification of third-party features;
  • Compatibility issues caused by third-party updates;
  • Suspension or termination of your third-party account; or
  • Third-party terms, policies, or availability.

Your use of third-party platforms is subject to their respective terms and policies.


12. AI-GENERATED OR AI-RELATED PRODUCTS

Certain Products may contain AI prompts, AI workflows, AI-generated materials, or instructions for using artificial intelligence tools.

AI systems can change their models, outputs, capabilities, pricing, policies, and availability.

We do not guarantee that:

  • A particular AI prompt will produce a specific result;
  • AI-generated content will always be accurate;
  • AI-generated content will be unique;
  • AI tools will remain available;
  • Third-party AI platforms will maintain the same features; or
  • A Product will produce a particular financial, business, marketing, academic, professional, or other outcome.

You are responsible for reviewing and verifying AI-generated outputs before using them.


13. EDUCATIONAL AND INFORMATIONAL PURPOSES

Unless expressly stated otherwise, our Products are provided for educational, informational, productivity, creative, or general business purposes.

Our Products do not constitute:

  • Legal advice;
  • Financial advice;
  • Investment advice;
  • Tax advice;
  • Medical advice;
  • Professional accounting advice; or
  • Any other regulated professional advice.

You should consult a qualified professional where appropriate.


14. NO GUARANTEE OF RESULTS

We do not guarantee that using any Product will result in:

  • Increased income;
  • Business growth;
  • More customers;
  • Increased sales;
  • Employment;
  • Academic results;
  • Social media growth;
  • Productivity improvements; or
  • Any particular personal or business outcome.

Results depend on many factors outside our control, including your implementation, skills, market conditions, business model, competition, and circumstances.

Testimonials, examples, case studies, or demonstrations shown on the Website are not guarantees of future results.


15. PROHIBITED USE

You agree not to use the Website or Products to:

  • Violate any applicable law;
  • Infringe intellectual-property rights;
  • Commit fraud;
  • Distribute malware or harmful software;
  • Attempt unauthorized access to our systems;
  • Interfere with Website operation;
  • Scrape or systematically copy our content without permission;
  • Circumvent security or access restrictions;
  • Resell or redistribute Products without authorization; or
  • Engage in any activity that may damage Ready Assets Co. or its users.

We reserve the right to suspend or terminate access where we reasonably believe these Terms have been violated.


16. ACCOUNT SECURITY

If you create an account, you are responsible for maintaining the confidentiality of your login information.

You must notify us if you believe your account has been accessed without authorization.

You are responsible for activity occurring through your account to the extent permitted by applicable law.

We may suspend or terminate accounts involved in unauthorized sharing, fraudulent activity, abuse, or violations of these Terms.


17. WEBSITE AVAILABILITY

We aim to keep ReadyAssetsCo.com available and functioning properly, but we do not guarantee that the Website will always be:

  • Available;
  • Uninterrupted;
  • Error-free;
  • Secure;
  • Free from viruses or other harmful components; or
  • Compatible with every device or browser.

We may temporarily suspend Website access for maintenance, upgrades, security issues, technical problems, or other operational reasons.


18. ERRORS AND CORRECTIONS

The Website may occasionally contain typographical errors, pricing errors, technical errors, or inaccurate information.

We reserve the right to correct errors, update information, modify Product descriptions, or cancel affected orders where appropriate.

Where applicable law requires a particular remedy, we will comply with those requirements.


19. USER CONTENT

If you submit reviews, comments, testimonials, suggestions, feedback, images, or other content to us (“User Content”), you represent that you have the right to submit such content.

By submitting User Content, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, publish, display, adapt, and distribute that content for legitimate business and promotional purposes, subject to applicable law and our Privacy Policy.

We reserve the right to remove User Content that is unlawful, abusive, misleading, defamatory, infringing, or otherwise inappropriate.


20. COPYRIGHT COMPLAINTS

If you believe that material available on our Website infringes your copyright or other intellectual-property rights, please contact us with sufficient information to identify:

  • The protected work;
  • The allegedly infringing material;
  • The location of the material on our Website;
  • Your contact information; and
  • Any other information reasonably necessary to evaluate the complaint.

We may investigate legitimate complaints and take appropriate action.


21. PRIVACY

Your use of ReadyAssetsCo.com may involve the collection and processing of personal information.

Our handling of personal information is described in our Privacy Policy, which forms part of our Website policies.

You should review our Privacy Policy before using the Website or purchasing Products.

Our privacy practices should also be kept aligned with applicable Indian data-protection requirements and their applicable commencement/enforcement provisions. MeitY currently publishes the Digital Personal Data Protection Rules, 2025 and related enforcement information.


22. LINKS TO THIRD-PARTY WEBSITES

Our Website may contain links to third-party websites, services, software, or resources.

These links may be provided for convenience only.

We do not control and are not responsible for the content, availability, security, policies, or practices of third-party websites.

Your use of third-party services is governed by the relevant third party’s terms and policies.


23. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, Ready Assets Co., its owners, employees, affiliates, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from your use of the Website or Products.

This may include loss of:

  • Profits;
  • Revenue;
  • Business opportunities;
  • Data;
  • Goodwill; or
  • Expected results.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited under applicable law.

Where legally permissible, our aggregate liability relating to a Product or transaction will not exceed the amount actually paid by you for the specific Product giving rise to the claim.


24. INDEMNIFICATION

To the extent permitted by applicable law, you agree to indemnify and hold harmless Ready Assets Co., its owners, employees, affiliates, contractors, and service providers from claims, losses, liabilities, damages, costs, and expenses arising from:

  • Your violation of these Terms;
  • Your misuse of our Products;
  • Your violation of another person’s intellectual-property rights;
  • Your unlawful use of the Website; or
  • Your violation of applicable laws or regulations.

25. TERMINATION

We may suspend or terminate your access to the Website, account, or Products where permitted by law if you:

  • Violate these Terms;
  • Engage in fraudulent activity;
  • Redistribute or resell Products without authorization;
  • Abuse our services; or
  • Engage in conduct that creates a security or legal risk.

Upon termination, provisions relating to intellectual property, licenses, limitations of liability, indemnification, dispute resolution, and other provisions that reasonably should survive termination will continue to apply.


26. GOVERNING LAW

These Terms shall be governed by and interpreted in accordance with the laws of India, subject to applicable consumer-protection and other mandatory legal rights.

Any dispute that cannot be resolved amicably shall be subject to the jurisdiction of the courts having appropriate jurisdiction at:

[INDIA]

Nothing in this section is intended to deprive a consumer of any mandatory legal rights or remedies available under applicable law.


27. DISPUTE RESOLUTION

If you have a complaint or dispute, we encourage you to contact us first so that we can attempt to resolve the matter amicably.

Please contact:

Email: [mail@readyassetsco.com]

We will make reasonable efforts to review and resolve legitimate complaints.

Where applicable, consumers may also have rights and remedies available under Indian consumer-protection law.


28. SEVERABILITY

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision will be interpreted or modified to the extent necessary to make it enforceable, where legally permitted.

The remaining provisions will continue in full force and effect.


29. WAIVER

Our failure to enforce any provision of these Terms does not constitute a waiver of our right to enforce that provision in the future.


30. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy, Refund Policy, applicable Product license terms, and other policies expressly incorporated into the Website, constitute the agreement between you and Ready Assets Co. regarding your use of the Website and purchase of Products.

If there is a conflict between these Terms and a specific Product license, the specific Product license will control only with respect to that Product.

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